Current ARM mortgage rates report for Nov. 2, 2026

Read on and we’ll explain how an ARM works, when you might want to consider an ARM over a fixed-rate loan, and look at average ARM rates based on Mortgage Research Center data.

You can see the previous business day’sARM rates report here.

ARMs come in a variety of configurations in terms of how long the initial fixed period is and how frequently adjustment periods occur. For example, a 7/6 ARM is one with a fixed rate for seven years, then adjustment periods every six months.

Fortunereviewed the most recent MRC data available as of Oct. 30.

About 92% of households with mortgages have fixed-rate…