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FortuneJoseph Hostetler

Top CD rates from major banks on November 2, 2026: Chase CDs, Bank of America CDs, Citibank CDs, and more

CD accounts from the biggest banks (as determined by FDIC numbers) offer APYs up to 4.50% as of Nov. 2, 2026. Terms range from seven months to 12 months.

When you want to keep your savings with an institution that’s a household name—rather than shopping around among smaller online banks—one of these CDs might be exactly what you need.

Rates accurate as of Nov. 2, 2026.

See our picks for thebest certificates of deposit.

Name recognition may be your main driver to bank with financial institutions like Chase and Bank of America; you may not want to trust your money with some obscure brand you’ve never heard of. But there are additional benefits to opening a CD with a big bank:

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A certificate of deposit (CD)similar in…

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