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FortuneGlen Luke Flanagan

Today’s top high-yield savings rates: Up to 4.70% on Nov. 2, 2026

High-yield savings accounts yield up to 4.70% APY (annual percentage yield) as of Nov. 2, 2026. That’s a far superior return for savers looking to earn interest than the national average savings rate of 0.38%, per numbers from the Federal Deposit Insurance Corporation (FDIC).

Whether you’re building an emergency fund, saving for a big expenditure like a dream vacation, preparing to make a sizable investment in precious metals like gold and silver or saving for retirement, making sure your funds are in one of the tophigh-yield savings accountsis a smart money move.

Fortunehas partnered with the financial industry consultants at Curinos to give you an accurate look at the highest savings account rates on the market. Read on to see our full list of HYSAs and find the one that’s right for your needs.

Curinos brings more than three decades in the financial services data…

Read the full story at Fortune